Planning and budgeting solutions were among the first end-user computer applications for business. Initially, they were single-user applications that were nothing more than adding machines. But as computing progressed along with the development of Internet-based apps, they became multi-user tools that can be accessed anywhere, on any device, and at a fraction of the cost of those original solutions. The strange thing is that many organizations still adopt the same practices enforced by the original planning software that are anything but collaborative. For most, planning typically starts with a simple supposition about the future that is far removed from the complexity of the real world, which is not good in the current volatile business market.